# What's Welnance Defi {% hint style="info" %} **Good to know:** The risks to the consumers of crypto are also especially high. Crypto is highly volatile, intangible, exists on a non-regulated 24-hour stock market, and is uninsured by any authority. All of which appeal to criminal/illegitimate purposes. {% endhint %} ## Background Welnance DEFI is running on the Binance Smart Chain to establish money markets, which are pools of assets with algorithmically derived interest rates, based on the supply and demand for the asset. Suppliers(and borrowers) of an asset interact directly with the protocol, earning (and paying) a floating interest rate, without having to negotiate terms such as maturity, interest rate, or collateral with a peer or counter party. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://welnance.gitbook.io/welnance-defi/guides/whats-welnance-defi.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.